Learn and Invest

How your investments can help create a community fit for future generations of Muslims. Understanding the waqf: Islam’s blessed vehicle for social change and enablement.

Generating lasting positive social and economic change

Our Muslim community is growing at a rapid pace. As we continue to grow with significant wealth, influence and a maturing sense of presence in this country, the time is right for the potential of awqaf to manifest in our community’s future. 

Through awqaf, together, we can generate within our community lasting positive social and economic change while reaping countless benefits in this life and the hereafter.

Give to general fund

Build a lasting legacy by supporting vital social and welfare services within our community. Big or small, your support will empower those in need and transform lives. 

Leave a bequest

Leave a lasting impact in your community by including a bequest to a waqf in your will. Your contribution will ensure that your community continues to thrive for generations to come.

Give Qard Hassan

Make a difference in your community by giving a Qard Hassan (a benevolent loan) towards a waqf. Your donation will go towards strengthening the wellbeing of our community. 

Learn the Basics

A waqf is an Islamic endowment in which property or assets such as land, buildings, or money are dedicated to a specific charitable or religious purpose and cannot be sold, inherited, or transferred. The income generated from the waqf property is used to support various charitable causes such as education, healthcare, poverty relief, and community development.
The purpose of a waqf is to ensure the continued provision of important social services and to promote the welfare of the community. It is also seen as a way to preserve and promote Islamic heritage, culture, and knowledge.

To establish a waqf, you need to identify the property or assets that will be dedicated as a waqf, draft a waqf deed or document outlining the terms and conditions of the waqf, and then obtain the necessary approvals and certifications from relevant authorities, and register the waqf with such authorities (under Islamic and secular legal systems). You also need to appoint a waqf administrator or manager and develop a plan for how the income generated from the waqf property will be used to support charitable causes and benefit the community.

No, once a waqf has been established, the property or assets become the property of the waqf and the purpose of the waqf cannot be changed.
No, the property or assets that are part of a waqf cannot be sold, transferred, or inherited. They are dedicated to the waqf in perpetuity and must be used for the intended charitable or religious purposes.
Any adult person of sound mind, who possesses the legal ownership of the property and has the capacity to donate it according to the rules and regulations of the country where the waqf is established can establish a waqf.
Awqaaf can provide stable sources of funding for important social services such as education, healthcare, and poverty relief. They also promote the welfare of the community and help to preserve and promote Islamic heritage, culture, and knowledge. Ultimately, they can be a tool for economic development if instituted and developed at the right level and volume.

Notable Awqaf through history

Throughout history, the waqf has been an important institution in preserving and promoting Islamic heritage, culture, and knowledge. 

The Gardens of Uthman (RA)

During the early migration of Muslims to Medina, Uthman ibn al-Khattab (RA) bought a well from a wealthy Jewish business and gifted it to the Muslims as waqf. Later, date palms grew around the well, expanding further when the Saudi government took over its maintenance. As it began generating revenue, half was deposited into a special bank account under the third Caliph’s name for future charitable projects, while the other half was given to the orphans and the poor. 

To this day, the gardens of Uthman (RA) remain waqf for the community, to ensure their poor and needy are looked after and to help further their growth and development.

Al-Azhar University, Cairo

Founded in the 10th century in Cairo, Egypt, Fatimid Sultan Al-Mu’izz dedicated the land, buildings and income generated from the properties to the establishment and maintenance of the university. The university was intended to be a center of learning and scholarship for the Islamic world, and it has continued to operate as a waqf institution to this day. 

Al-Azhar needs little introduction to most Muslims, such is its status in the Muslim consciousness, and it is a testament to the institution of the waqf that this great vestige of Islamic culture and history was built on the waqf model.

The Suleymaniye Mosque & Complex, Istanbul

Located in Istabul, Turkey, this incredible mosque complex was built in the 16th century by Ottoman Sultan Suleiman the Magnificent. Waqf income (from the surrounding caravanserais, shops and other establishments) was used to maintain the mosque, pay the salaries of the staff, and provide for the needs of the community. The complex was more than just a mosque, but a connected network of businesses, soup kitchens and accommodation for travelers and dervishes. 

Most notably, it was self-sustaining, not requiring the constant investment from the state treasury to operate this grand institution. It speaks to the potential of the waqf institution that this grand monument of Islamic history and learning was built on the waqf model.

Nur al-Din Bimaristan (Hospital), Damascus

Built in the 12th century in Damascus, Syria by Muslim ruler Nur al-Din, this was one of the first hospitals in the Islamic world. It provided free medical care to the sick and the poor and was also a center for training doctors and providing them with the advancement of medical knowledge.

Qarawiyyin Library, Fes

One of the oldest libraries in the world, it was founded in 859 AD in Fes, Morocco by Fatima al-Fihri, who also founded the first university. It was a major center for the study of Islamic law, theology, and the sciences and holds collections of manuscripts dating as far back to the 9th century. It was declared a waqf and is an exemplary example of an institution that is operated on a trust for the sake of Allah and the sole benefit of Muslims.

Establishing a waqf in Islamic law

The waqf is a blessed institution, encouraged by Islam as a vehicle for social change and enablement and explained by our beloved Prophet Muhammad (SAW).

As such, Islamic law lays down the conditions and steps for the formation of a waqf. When one makes the decision to establish a waqf, there are certain conditions that need to be met to make the trust valid. These include the following:

The waqif or waqifa (founder or endower) having legal ownership of the property or assets

The person making the waqf must have legal ownership of the property or assets and have the right to transfer it to the waqf.

The waqif having the intention to donate the property or assets for a righteous purpose

The person making the waqf must have the intention to donate the property or assets for a specific religious or charitable purpose, and this intention must be stated clearly in the waqf deed.

The waqf deed being legally valid

The waqf deed or document outlining the terms and conditions of the waqf must be legally valid and comply with the shariah.

The waqf must be capable of generating income

The property or assets must be capable of generating income, which will be used to support charitable causes and benefit the community.

The waqf must be administrated by a qualified person

The waqf must be administrated by a qualified person who is responsible for overseeing the management and administration of the waqf property and ensuring that the income is used for the intended charitable or religious purposes.

The waqif or waqifa (founder or endower) having legal ownership of the property or assets

The person making the waqf must have legal ownership of the property or assets and have the right to transfer it to the waqf.

The waqif having the intention to donate the property or assets for a righteous purpose

The person making the waqf must have the intention to donate the property or assets for a specific religious or charitable purpose, and this intention must be stated clearly in the waqf deed.

The waqf deed being legally valid

The waqf deed or document outlining the terms and conditions of the waqf must be legally valid and comply with the shariah.

The waqf must be capable of generating income

The property or assets must be capable of generating income, which will be used to support charitable causes and benefit the community.

The waqf must be administrated by a qualified person

The waqf must be administrated by a qualified person who is responsible for overseeing the management and administration of the waqf property and ensuring that the income is used for the intended charitable or religious purposes.

There are four primary components to any waqf (Islamic endowment)

The waqif

The person who establishes the waqf by dedicating the property or assets to a specific charitable or religious purpose.

The waqf beneficiaries

The individuals or groups who benefit from the waqf, such as the descendants of the waqif, the general public, other awqaf, Islamic scholars, and religious institutions.

The waqf deed

The legal document outlining the terms and conditions of the waqf, including the purpose of the waqf, the management and administration of the waqf property, and the distribution of the waqf income.

The waqf property or assets

This is the property or assets that are dedicated to the waqf and cannot be sold, inherited, or transferred.

Types of awqaf (endowments)

In Islamic law, the waqf can be dedicated to a number of charitable and socially beneficial causes. Some of these include the following:

For descendants (Waqf Alal-aulad)

A waqf established for the benefit of the waqif’s descendants, and the income generated from the waqf property is used to support the descendants.

For the general public (Waqf Khayri)

A waqf established for the benefit of the general public. The income generated from the waqf may be used to support various charitable causes such as education, healthcare, poverty relief, and community development.

For the benefit of other awqaaf (Waqf Alal-awqaf)

A waqf established to support other awqaaf, with the income generated from the said waqf property being used to support the maintenance and management of other waqf properties.

For the promotion of knowledge (Waqf Alal-irshad)

A waqf established for the purpose of promoting Islamic knowledge and education. The income generated from the waqf property is used to support the education of scholars, the publication of Islamic books and other such activities.

For the operation of religious institutions (Waqf Alal-ibadat)

A waqf established for religious purposes, with the income generated from the waqf being used to support the maintenance of mosques, madrasahs (Islamic schools), and other religious institutions.

You don’t have to donate to be involved

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The waqf has the potential to create lasting positive social and economic change. Make a difference in your community by spreading the word about the importance of waqf

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